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How Much Is Your Auto Accident Compensation Worth? Damages from car accidents are intended to compensate victims for their losses. Some of these include costs of property damage and medical bills, whereas others are not economic, like suffering and pain. In New York you have three years from the date of an accident to make a claim. However, waiting too long can hurt your case. Evidence can be lost over time or destroyed. Witnesses might not remember important details. Damages In the case of a car accident victims can be awarded compensation for economic losses such as medical bills or lost wages. In addition, they can receive compensation for non-economic losses like pain and discomfort. The amount of your claim is worth will depend on the extent of your injuries and their impact on your life. A skilled auto accident lawyer will help you determine the worth of your injuries and damage to your property, and negotiate an equitable settlement with the insurance company. Insurance companies are in business to make money. They will do everything they can to settle your claim as cheaply as possible. You need an attorney who understands how to get the highest amount you deserve. In addition to the expense of repairing your vehicle, you may also be eligible to claim compensation for any personal items that were damaged by the crash. These include your shoes, clothing, and jewelry. You can also claim reimbursement for expenses relating to housekeeping, gardening or childcare, if you are unable to do these things yourself due to your injuries. In determining the amount of your claim, the deductible will also be considered. You will have to pay your deductible prior to when the insurance company starts to cover the cost of damages. You can then file a lawsuit against the at-fault driver to recover the remaining amount of your damages. Medical bills Medical bills arising from a car crash can quickly grow. The cost of an ambulance ride, hospital stay and inpatient treatment can amount to tens of thousands of dollars or more. The cost of prescription medication physical therapy, prescription medications, and other services can increase as the injured person recovers. When an individual driver is found to be at fault in a lawsuit they are liable for the victim's damages, including medical costs. The law does not mandate that the at-fault party pay for the medical expenses of their victim on regularly. Unless you live in a state that is no-fault, the first step for medical bill compensation is to submit an application to your auto insurance provider for PIP (personal injury protection) coverage. The insurance coverage can cover all or most of your medical expenses subject to the policy limits. You must also file an appeal against the liability insurance of the driver at fault, and also your own uninsured driver policy. These insurance policies may reimburse your medical expense costs however, they usually come with deductibles, as well as other conditions which you must follow. A lawyer with experience can guide you through the process of getting medical bills paid. This will avoid having to spend your income on medical care, and it will allow you to concentrate on recovering. Loss of wages Injuries from car accidents can keep you out of work. It is possible that you will not be able pay your bills and suffer a loss of income as a result. auto accident attorney spokane valley may have to borrow money from friends or family members. It could take months to settle your case. In the meantime, you'll have to pay your bills yourself and wait for the settlement. You may be able to recover lost wages in the event that you've been injured in a car crash. This could include salary and hourly wages, but it may also include other financial benefits such bonuses and raises. Your attorney can calculate the actual loss earnings. You can either make a claim through a no-fault insurer or claim the person at fault for the loss of wages. The claim typically includes your medical bills, proof of missed work due your injuries, as well as documentation of your lost earnings capacity. It is commonly called demand package. You will be required to submit a written statement from your employer confirming the details of your employment including the days you were absent because of your injury, as well as the hours you usually work. You'll also need to provide your pay stubs and tax documents. Your attorney can help you collect these documents and create an impressive demand package to present to the insurance company or the judge in your case. Suffering and pain While some costs associated with accidents can be estimated to the penny, such as medical bills, emergency services and surgery costs, medication and lost wages, there are other expenses that cannot be quantified. These damages that aren't quantifiable are called pain and suffering and play an important element of the compensation claim of a victim. Pain and suffering encompasses both the physical and emotional effects of an accident. The injuries of a victim could have a lasting impact on their life, leading to permanent disabilities or even death. For example, an injured victim who suffers a severe brain injury may never be able to get back to normal functioning. These kinds of injuries usually require a substantial settlement. In most cases, the amount pain and suffering the victim endures is contingent on the degree of their injuries and how the injury has affected their life. An experienced lawyer will look into the details of your case to determine the appropriate settlement. They will use previous settlement amounts for similar injuries as a guideline in order to give you an idea of what your case is worth. Insurance companies attempt to deny the claims of victims for suffering and pain, in the belief that their injuries are not severe enough. A knowledgeable lawyer can stand up to these tactics and negotiate on behalf of you with the insurer to ensure you get an equitable settlement.